Being Independent Mortgage Advisers means we are able to search the whole mortgage market to find the mortgage deal best suited to your needs.
What exactly is a
A green mortgage is designed to increase the appeal of owning a green property. On top of the savings you’ll make on your energy bills each month, lenders give you cashback and/or a better interest rate when you take out a green mortgage on an energy-efficient property.
What do you need to do to qualify for a green mortgage?
f the property you’re buying or living in has an EPC rating of A or B, you’ll get cashback or a better interest rate on your mortgage. This type of green mortgage is available to homebuyers and in some cases when you re-mortgage.
Lenders are willing to offer incentives of this nature because they increasingly see energy efficient properties – in this era of combating climate change – as less risky purchases and more likely to hold their value. Plus, if a homeowner is spending less on their energy bills each month, there’s less of a chance they’ll struggle to meet their mortgage repayments.
What is an energy performance certificate?
An energy performance certificate (EPC) is a document which indicates how energy efficient a property is. They are required whenever a property is built, bought or sold, with certificates lasting for 10 years.
Clyde Financial can research the whole mortgage market to ensure you receive the best advice and most competitive overall deal when purchasing your new home. Please contact us to discuss the mortgage options available to you.
38 Cadzow Street
Hamilton
ML3 6DG
Monday to Friday 9am – 5pm,
Open late til 6pm Thursday
Saturday 10am - 1pm
shawlands@clydeproperty.co.uk
0141 571 3777
southside.letting@clydeproperty.co.uk
0141 571 0300
38 Cadzow Street
Hamilton
ML3 6DG
Monday to Friday 9am – 5pm,
Open late til 6pm Thursday
Saturday 10am - 1pm
shawlands@clydeproperty.co.uk
0141 571 3777
southside.letting@clydeproperty.co.uk
0141 571 0300
38 Cadzow Street
Hamilton
ML3 6DG
Monday to Friday 9am – 5pm,
Open late til 6pm Thursday
Saturday 10am - 1pm
shawlands@clydeproperty.co.uk
0141 571 3777
southside.letting@clydeproperty.co.uk
0141 571 0300
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CLYDE FINANCIAL LTD is an appointed representative of The Mortgage Hub Limited who are authorised and regulated by the Financial Conduct Authority (FCA). Our Financial Services Register Number is 995547. We are entered on the Financial Services Register No 460207 at https://register.fca.org.uk/ We are registered in Scotland NO. SC764315 Address: 38 Cadzow Street, Hamilton, United Kingdom, ML3 6DG.